109 - Actuaries Mind the Gap: How Pay Transparency Shapes Retirement and Benefit Outcomes

The EU pay transparency directive is commonly viewed as a compliance requirement. Yet its most lasting effects will be felt in retirement adequacy and lifetime benefit outcomes. This session examines how greater transparency in pay structures, a job architecture, and career progression directly influences pension accrual, employer contributions, and insured benefit over time. This session connects day-to-day pay decisions with long-term realities, highlighting how small differences compound into significant pension and benefit gaps. Panelists will explore how transparency requirements interact with different pension designs and expose structural inequalities embedded in legacy rewards programs.

Speakers:

Mitsuyasu Nishiwaki

WTW

Mr. James Matthew Davies

WTW

Credits:

CPD Credit: 1.50 EA Core Credit: EA Ethics Credit: EA Non-Core Credit: EA Formal Credit: