Edward M. Pudlowski FCA MAAA ASA

President, MorningStar Actuarial Consulting, LLC

Contact Information

MorningStar Actuarial Consulting, LLC
6121 Wolf Ridge Drive
Plano, TX 75024
US
Phone
214-912-7334
Email
ed.pudlowski@MorningStarActuarial.com
Ed has more than 30 years of experience developing human resource philosophies and supporting strategies to improve employer’s return on their investment in human capital.  Ed has developed unique solutions for employee and retiree benefits plans, including issues resulting from the health care reform since the enactment of the Affordable Care Act (ACA) and subsequent legislative and regulatory changes.  Ed has been at the forefront of helping employers manage the changes required as a result of the ACA and has been requested by the IRS in their efforts to administer the ACA to offer his insights into how employers deliver health care benefits. Prior to founding MorningStar Actuarial Consulting, Ed was Chief Operating Officer and Chief Consulting Officer with American Fidelity Administrative Services, LLC where he drove employee benefit compliance and consulting solutions for public entities and school districts across the country. He was also a Partner with Ernst & Young where he led the employer strategy task force on Health Care Reform and consulted with Fortune 500 clients on their employee benefit plans. Ed also worked for two large employee benefit consulting firms (Mercer and Buck Consulting -- now Conduent) where he drove employee benefit solutions for large employers (including Fortune 500 employers), unions, and large public entities.   Ed started his career as the Assistant Actuary for a large health insurance company. His most recent experience at an insurance company as well as at the start of his career give him unique insights into health care that are difficult to obtain working in the consulting field alone. Ed is a frequent speaker on health care reform and other health and welfare plan issues and has published several articles in national business magazines covering health care reform, financial risk in human resources and quality in health care. Ed holds a BS in Applied Mathematics from Indiana University of Pennsylvania and a minor in Computer Science.  He is an Associate of the Society of Actuaries, a member of the American Academy of Actuaries, and a Fellow of the Conference of Consulting Actuaries (CCA). Ed is Vice President of Member Services on the CCA’s Board of Directors and leads its Healthcare Reform Community.  He also serves on the Active Employee Benefits subcommittee of the American Academy of Actuaries.

Connections:

CCA Member Since 2000

Retiree Medical FAS106 Taft-Hartley

HMOs Insurers Other Health Subset Providers Retiree Benefits Sponsors

Annual Meeting Program Committee
Benefits - 401(k) Investments Committee
Benefits Committee
Board of Directors
Budget and Finance Committee
Consulting Skills Seminar Task Force
Council of Committees
E and O Insurance Program Oversight
Healthcare Community Steering Committee
Membership Committee
Strategic Plan Task Force
Strategic Planning Committee
Welcome Committee for New Members

05 - The Runway of Healthcare Actuarial Modeling 2019 CCA Healthcare Meeting (April 11, 2019)

01 - Corporate Initiatives and How They’ll Save Healthcare 2019 CCA Healthcare Meeting (April 10, 2019)

Our Healthcare Landscape: The State of the ACA and the Impact of Tax Reform 2018 CCA Healthcare Meeting (April 11, 2018)

A Study in Professionalism and Ethics for the Healthcare Actuary 2017 CCA Healthcare Meeting (April 06, 2017)

Excise Tax Update 2016 CCA Annual Meeting (October 24, 2016)

Excise Tax 2016 CCA Health Reform Meeting (April 14, 2016)

Is It Working? A “Presidential” Debate on the ACA’s Impact on IHI’s Triple Aim 2016 CCA Health Reform Meeting (April 14, 2016)

Cadillac Plan Tax: What You Need to be Thinking About Now in Advance of 2018 2015 Health Reform Meeting (April 16, 2015)

Strategic Alternatives to the Employer Shared Responsibility Provision of Healthcare Reform 2014 CCA Annual Meeting (October 22, 2014)

Healthcare Reform Impact on Employee Sub-populations 2014 CCA Annual Meeting (October 21, 2014)

PPACA Compliance and Strategic Implications 2013 CCA Annual Meeting (October 23, 2013)

Accountable Care Organizations (ACO): It’s Not Your Father’s HMO 2013 CCA Annual Meeting (October 23, 2013)

Healthcare Exchanges Healthcare Exchanges (July 17, 2013)

State Exchanges in Advance of 2014 2012 CCA Annual Meeting (October 23, 2012)

Healthcare Reform Implications in the Retail/Restaurant Industry 2012 CCA Annual Meeting (October 22, 2012)

Is Retiree Drug Subsidy (RDS) the Best Approach for Employers - or - RDS Alternatives? 2009 CCA Annual Meeting (November 04, 2009)

Disclaimer

The Conference of Consulting Actuaries (CCA) serves only as a clearinghouse for providing a list of its members and their specific areas of practice. The information appearing with each members name regarding their practice areas was furnished by the member and has not been independently verified in any way by the CCA. Neither the CCA nor its officers, members, or staff make any warranties or representations as to the professional competency of these individuals. Each person who is considering the use of the services of an actuary listed is advised to make an independent judgment regarding their choice of persons whose services they wish to utilize.